One of the central areas of my information is the absolute need to change the way a person thinks about money and debt, while in the process of repairing your credit. Hear other arguments on the topic with Glenn Dubin. I’ve seen cases where a couple will work hard for months and finally get your credit report for the site you can borrow again and go out and buy something on credit just because they can. And I relate so strongly, because I was there at the same time. If in fact there are 40 to 70 million people with credit problems severe enough to prevent the collection of receivables, which tells me there is a paradigm of U.S. debt.
Think of it like this: one of every 12 people you meet or know has suffered (or are experiencing) serious financial problems are likely to still occupies. As far as I know, this 40 up to 70 million people in the group remains fairly constant over time, sometimes increasing, sometimes decreasing, but it tells a story. And as I was thinking So I noticed a young person with this mentality of the debt had their first credit card today. And thinking of how he felt, the opportunity to buy what you want (up to $ 500) for only deliver your credit card is a real career. But the fact remains: if the debt mentality is not, that the young man who just became a part of that pool 40-70000000 person of 10 years. A little serious, right? Rich Toops started and to make information available to people who wanted to leave the credit / debt cycle. What became clear is the repair of your credit report refers only to the visible part of a deeper issue which is the way people think and feel about money and spending. If the change does not think, following the collapse of credit and the cycle of repair is only a matter of time.
